Settl
Become a Merchant

How Settl Works

Three simple steps, from QR scan to money in your account.

  1. Customer

    Scan & Pay

    Scan the QR at the counter, enter the Rupiah amount, pay with USDT or USDC from your own wallet.

  2. Settl

    Converted to Rupiah

    A licensed Indonesian crypto exchange converts the payment at a locked rate. The merchant never holds crypto.

  3. Merchant

    Received in Your Account

    Payment confirmation while the customer is still at the counter, then a clean Rupiah payout to your account on schedule.

You Still Receive Rupiah, Never Crypto

Settl is a conversion and settlement service, not a crypto payment system. Crypto still isn't legal tender in Indonesia. What lands in your account is always clean Rupiah, converted through a licensed Indonesian crypto exchange. Merchants never hold or touch crypto.

Secure

Converted through a licensed Indonesian crypto exchange, with the Settl team checking every transaction.

Quick

Confirmation usually within minutes, with Rupiah payouts on an agreed schedule.

Hassle-Free

No wallet, no exchange account, no crypto knowledge needed.