Swap Crypto, Get Rupiah Straight to Your Account

Customers pay with USDT or USDC. You still get clean Rupiah in your bank account, never touching crypto.

A Settl QR sticker standing on a cafe counter

Settl converts a customer's USDT/USDC payment into clean Rupiah for Indonesian merchants. Customers can pay as a guest, no account required. Google sign-in is optional, used only to save receipt history, never for marketing. Full details in our Privacy Policy.

How Settl Works

Three simple steps, from QR scan to money in your account.

Customer
Scan & Pay
Scan the QR at the counter, enter the Rupiah amount, pay with USDT or USDC from your own wallet.
Settl
Converted to Rupiah
A licensed Indonesian crypto exchange converts the payment at a locked rate. The merchant never holds crypto.
Merchant
Received in Your Account
Payment confirmation while the customer is still at the counter, then a clean Rupiah payout to your account on schedule.

Settl Features

Everything you need to accept crypto payments safely and easily.

Pay Without an Account

Customers can pay as a guest. Google sign-in is optional, used only to save receipt history.

Confirmation While They Wait

Payment status updates on the merchant's phone as soon as our team verifies the transfer, usually within minutes.

Multi-Chain Support

USDT and USDC on the networks your customers already use, favoring low-fee options so nobody loses money to gas fees. The exact list is always shown on the payment screen.

Fixed Rupiah, No Volatility

The Rupiah amount locks in when the customer pays and never moves, even if crypto prices do. Settl carries that risk, not you.

Licensed Exchange, Locked Rate

Every conversion runs through a licensed Indonesian crypto exchange, at a rate locked when the customer pays.

Same-Day Payouts

Clean Rupiah settles to the merchant's bank account on an agreed schedule, same day or next morning during the pilot.