Settl
Become a Merchant
Coming Soon in Indonesia

Swap Crypto, Get Rupiah Straight to Your Account

Customers carrying USDT or USDC can pay right at your warung, café, or shop counter. You still receive clean Rupiah in your bank account, never touching crypto yourself.

Become a MerchantSee How It Works
A Settl QR sticker standing on a cafe counter

What Is Settl?

Settl converts a customer's crypto payment (USDT or USDC) into clean Rupiah for Indonesian merchants. Customers just scan the QR at the counter, enter the Rupiah amount, and pay from their own crypto wallet, as a guest, with no account required.

After a payment completes, customers can optionally sign in with a Google account to save their receipt history and speed up future checkouts. If they choose to, we only use the name and email from that Google account for this purpose, never for marketing. Full details are in our Privacy Policy.

How Settl Works

Three simple steps, from QR scan to money in your account.

  1. Customer

    Scan & Pay

    The customer shows Settl at the counter, scans the QR, enters the Rupiah amount you told them, and pays with USDT or USDC from their own wallet.

  2. Settl

    Converted to Rupiah

    Through a licensed conversion partner, the crypto payment is converted into Rupiah at a locked rate. Settl never receives or holds your crypto.

  3. Merchant

    Received in Your Account

    You see the payment confirmed in real time, and receive a clean Rupiah payout to your bank account on schedule, never touching crypto yourself.

For Business Owners in Indonesia

Earn revenue from crypto-holding tourists and digital nomads, without ever having to handle crypto yourself.

  • Extra revenue from customers carrying USDT/USDC
  • You never hold, store, or manage crypto
  • No exchange-rate volatility risk: the Rupiah amount you receive is fixed
  • No crypto tax or compliance complexity: that sits with our licensed conversion partner
  • Predictable, scheduled Rupiah payouts straight to your bank account

What You'll Need

  • No crypto wallet required
  • No new hardware or equipment
  • Just one Settl QR sticker at the counter, and a phone to watch payments come in
Illustration of a business owner checking a Rupiah payment notification on their phone

Assets We Support

Focused on the stablecoins tourists and digital nomads actually use, on major networks.

U
USDTTRC20 · ERC20
U
USDCERC20 · Polygon

You Still Receive Rupiah, Never Crypto

Settl is a conversion and settlement service, not a crypto payment system. Crypto still isn't legal tender in Indonesia. What lands in your account is always clean Rupiah, converted through a licensed partner. Merchants never hold, store, or manage crypto at any point in the process.

Secure

Converted through a licensed partner, with the Settl team overseeing every transaction.

Fast

Real-time payment confirmation, scheduled Rupiah payouts every day.

Hassle-Free

No wallet, no exchange account, no crypto knowledge required on your end.

Become One of Our First Pilot Merchants

We're starting with about 5 pilot merchants. Sign up now and our team will reach out for onboarding.

Fill in at least one: phone number or email.