How Settl Works

Three simple steps, from QR scan to money in your account.

  1. Customer

    Scan & Pay

    Scan the QR at the counter, enter the Rupiah amount, pay with USDT or USDC from your own wallet.

  2. Settl

    Converted to Rupiah

    A licensed conversion partner converts the crypto at a locked rate. Settl never holds your crypto.

  3. Merchant

    Received in Your Account

    Real-time payment confirmation, then a clean Rupiah payout to your account on schedule.

You Still Receive Rupiah, Never Crypto

Settl is a conversion and settlement service, not a crypto payment system. Crypto still isn't legal tender in Indonesia. What lands in your account is always clean Rupiah, converted through a licensed partner. Merchants never hold crypto.

Secure

Converted through a licensed partner, overseen by the Settl team on every transaction.

Fast

Real-time confirmation, scheduled Rupiah payouts every day.

Hassle-Free

No wallet, no exchange account, no crypto knowledge needed.